Issuance of coverage is subject to the insurance company underwriting. Not available in all provinces or outside of Canada. Please see the policy for full terms, conditions and exclusions. Coverage is dependent on actual facts and circumstances giving rise to a claim. Holman Insurance Brokers Ltd. and/or its affiliates is an insurance brokerage licensed to sell certain insurance products and receives compensation from the insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices / Terms of Business for additional information.