Personal Trainer Professional Liability

1. Holman Insurance Brokers Ltd. specializes in Liability and Errors & Omissions Insurance for Fitness Trainers and Fitness Instructors. We also insure Therapy practitioners, Complimentary Health professionals, Health Care professionals, Yoga Instructors and Sports Coaches.

We are a top national provider of Specialized Professional Liability ( Errors & Omissions ) Insurance and General Liability for Fitness Trainers and Instructors and Studios across Canada. In addition, we can provide specialized coverage for those inspiring entrepreneurs with Liability insurance for instructional DVD’s / Media.

We have over 40 years experience insuring professionals for Malpractice Insurance and offer quality affordable solutions at affordable prices from two of the most financially stable insurers in Canada.

2. Our policy

Option 1:

If you are a Fitness Instructor you can purchase the broadest and most affordable “Occurrence Form” coverage in Canada.

Our comprehensive policy includes:

$2,000,000 General Liabilty including
Occurrence Form – $1,000 Deduct
Professional Liability Included
Injury to Participants Included
Tenants Legal Liability $2,000,000 included
Portable coverage anywhere in Canada (ie in any studio, home, church, etc)
No exclusion for children unless Aerial, Pole Fitness etc.

Option 2:

For Fitness Instructors looking for a comprehensive policy to cover additional modalities for complimentary health therapies can apply for a “Claim Made Form” Professional Liability policy.

Limits available up to $5,000,000 Per claim / $5,000,000 annual aggregate all claims

Our policies provides Comprehensive coverage on one policy for:

Professional Negligence
Libel & Slander
Infringement of Copyright
Unintentional Breach of Confidentiality
Unintentional failure to refer to Healthcare Service Provider $250,000
General Liability to Third Parties
Sexual Harassment / Abuse $100,000
Products Liability $100,000 including Remedies
Loss of Documents $250,000
Rescuers & Good Samaritan coverage

 

3. To Apply for Coverage:

* Subject to policy terms and conditions

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